Financial app Maya has launched a targeted rebate program to support Filipino households relying on remittances from the Middle East. Running from March 23 to April 10, 2026, the initiative is designed to reduce everyday transaction costs for eligible users receiving funds from nine specific countries in the region.
Eligible Countries and Rebate Mechanics
The program applies to Maya users who receive inbound remittances from Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, the United Arab Emirates, Israel, Lebanon, and Jordan.
Beneficiaries who qualify for the program and activate the platform’s Maya XP feature are entitled to the following transaction benefits:
- ATM Withdrawals: ₱18 credited back per transaction.
- InstaPay Transfers: ₱15 credited back per transaction.
- Mobile Load Cashback: 1% to 3% cashback on mobile prepaid load purchases, with the exact rate depending on the user’s Maya XP level.
According to the company, rebates are automatically applied upon the completion of eligible ATM withdrawals or InstaPay transfers. The corresponding cashback is credited directly to the user’s Maya wallet on the same day the transaction is executed.
Activation Process and Maya XP
Users become eligible for the incentives once they receive a qualifying remittance into their account from the specified Middle Eastern countries. Following the receipt of funds, eligible users will receive an in-app invitation to activate Maya XP, typically within one to three days.
Users can opt into the program directly within the application by accessing the Maya XP section via the Wallet Dashboard or Profile page, completing the “Get started” process, and providing the necessary consent.
Maya XP is a new, early-access feature that enables users to unlock tiered benefits as they actively engage with their accounts. By using everyday financial services, users earn “experience points” to progress through levels and unlock corresponding rewards.
The Middle East remains a critical remittance corridor for the Philippine economy. Citing data from the Department of Foreign Affairs (DFA), Maya noted that an estimated 2.4 million Filipinos are currently based in the region. Furthermore, preliminary figures from the Bangko Sentral ng Pilipinas (BSP) indicate that remittances from the Middle East exceeded $6.4 billion in 2025.
“With many overseas Filipinos in the Middle East supporting their families back home, we aim to make it easier for households to access and make the most of these remittances by reducing everyday transaction costs,” stated Shailesh Baidwan, Maya Group President and Maya Bank Co-Founder.
Disclosure: AI has been used to assist in developing this article.
This article is published on BitPinas: Maya Rolls Out Transaction Rebates for Families Receiving Middle East Remittances
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